Homeowners Insurance Policy Coverage
Wallpaper. The average homeowner purchases a home insurance policy to pay rebuilding costs following a natural disaster and to protect their belongings against theft. Here are some perils most home insurance policies cover:
Homeowners insurance provides a variety of coverages, such as dwelling coverage, personal property coverage, other structures coverage and personal liability coverage. Homeowners insurance policies generally cover destruction and damage to a residence's interior and exterior, the loss or theft of possessions, and personal liability for harm to others. What home insurance does (and doesn't) cover.
This list is not specific to anyone's particular policy, and you should consult either the insurance company, your insurance agency or your policy summary to.
Homeowners insurance is a package policy. Types of homeowners' insurance policies. What does home insurance cover? I will go over the coverage of your policy and explain what each of them mean.